The Employment Ordinance requires employers to purchase “Employees Compensation Insurance” for domestic helpers to protect employers from the labour support. Those requirements should be active when they are employed. Employees Compensation Insurance covers a wide range. Among them, the medical expenses are incurred by the work accident. The Employees Compensation Insurance provides protection to the employer to compensate the domestic helper.<\/p>\n
However, according to the employment contract, the medical expenses of the helpers in Hong Kong are all paid by their employers. The employer is not only responsible for the medical expenses incurred for the work-related injuries.<\/p>\n
QBE domestic helper insurance, it is labor insurance plus medical insurance. In addition to the medical expenses incurred by the helpers, the other medical expenses of the helpers are also guaranteed.<\/p>\n
On the other hand, when the domestic helpers are on holiday in Hong Kong, because the helpers are not employed, the protection of labor insurance is very limited. The QBE domestic helper insurance is also accompanied by $200,000 Personal Accident Benefits, which is given to employers and helpers. There are also some guarantees.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_image src=”https:\/\/goodlinkmaid.com\/wp-content\/uploads\/2020\/04\/a01.jpg” _builder_version=”4.16″ border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Insurance Authority (IA) Licensed Insurance Agency<\/strong><\/h2>\nLicense No.: FA3422<\/strong><\/span><\/h2>\nInsurance Authority(IA) Technical Representative (Agent)<\/strong><\/h2>\nLicense No.: IN9732<\/strong><\/span><\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Domestic Helper Protector Plan<\/strong><\/h2>\n\n- Employer\u2019s liability<\/li>\n
- Clinical expenses for treatment by a registered medical practitioner resulting from sickness or injury sustained by your domestic helper<\/li>\n
- Surgical and hospitalisation expenses if your domestic helper is hospitalised for surgery or treatment of sickness or injury<\/li>\n
- Dental expenses<\/li>\n
- Personal accident benefits if your domestic helper suffers from an accident during her rest days<\/li>\n
- Loss of services cash allowances<\/li>\n
- Repatriation expenses in the event that the domestic helper suffers from serious sickness or injury that results in she or he being medically unfit to work or in their death<\/li>\n
- Replacement helper expenses in case the domestic helper is repatriated due to serious sickness, injury or death<\/li>\n
- Fidelity guarantee to compensate the financial loss arising from the dishonest act of the domestic helper<\/li>\n
- Domestic helper\u2019s liability to third party bodily injury or property damage<\/li>\n
- Optional cover on cancer and heart disease extension to cover surgical and hospitalisation expenses as well as a loss of service allowance<\/li>\n
- New and old domestic helper handover period: During the one-month handover period, the employer only needs to pay an additional premium of $100, and the old and new domestic helpers can be guaranteed at the same time. The client must notify us by email or Whatsapp and contact us to confirm it.<\/li>\n
- Extended Warranty Period: – The monthly premium is 10% of the annual premium (original premium), the two-month premium is 20% of the annual premium (original premium), and so on. The minimum charge is HK$100. The client must notify us company by email or Whatsapp and call us to confirm it.<\/li>\n
- Waiting Period – Labor and personal accidents are effective immediately at the beginning of the policy; only items 2, 3, 4 and 5 and optional protection are subject to a 10-day waiting period before they are guaranteed.<\/li>\n<\/ul>\n
<<Details>><\/strong><\/span><\/a><\/p>\n[\/et_pb_text][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Premium<\/strong><\/h2>\n\n\n\nBenefit Items<\/th>\n Online Offer 2 Years Premium<\/th>\n Online Offer 1 Year Premium<\/th>\n<\/tr>\n<\/thead>\n \n\nA. Labor, medical and personal accidents<\/strong>
\n(All risks) Include the following items 1 to 10<\/td>\nHK$1.080#<\/sup>
\n(Original Premium: HK$1,350)<\/td>\nHK$650#<\/sup>
\n(Original Premium HK$750)<\/td>\n<\/tr>\n\n\u3010Optional Items\u3011\uff1a Cancer and Heart Disease**<\/sup><\/td>\nHK$450 (Additional Premium)<\/td>\n HK$250 (Additional Premium)<\/td>\n<\/tr>\n \nB Labor, medical and personal accidents<\/strong>
\n(Labour Accident) Include the following 1st and 6th protection items<\/td>\nHK$810<\/td>\n HK$450<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n**<\/td>\n It is only suitable for domestic workers who are in good physical condition and have never been diagnosed or treated for “cancer or heart disease” when they are insured.<\/td>\n<\/tr>\n \n#<\/td>\n Cancellation of the policy: If the client had the claims, we will first deduct the premium discount given to the client and the premium collected by the insurance company, and the balance will be returned to the customer.<\/td>\n<\/tr>\n \nRemarks:<\/td>\n The above is for reference only and all terms and conditions are subject to the policy.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
How to apply<\/strong><\/h2>\nRead Proposal Form<\/a> and pay it with our company bank account information, and fill in the form and submit it with the payment slip, email or whatsapp it to us.<\/p>\nTwo-year GoodLink Discount Premium HK$1,080\u00a0(Original Premium$1,350<\/s>)<\/p>\n
Two-year GoodLink Discount Premium (with Optional Benefits)\u00a0HK$1,530\u00a0(Original Premium\u00a0HK$1,800<\/s>)<\/p>\n
Insurance Authority(IA) Technical Representative (Agent)<\/strong><\/h2>\nLicense No.: IN9732<\/strong><\/span><\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Domestic Helper Protector Plan<\/strong><\/h2>\n\n- Employer\u2019s liability<\/li>\n
- Clinical expenses for treatment by a registered medical practitioner resulting from sickness or injury sustained by your domestic helper<\/li>\n
- Surgical and hospitalisation expenses if your domestic helper is hospitalised for surgery or treatment of sickness or injury<\/li>\n
- Dental expenses<\/li>\n
- Personal accident benefits if your domestic helper suffers from an accident during her rest days<\/li>\n
- Loss of services cash allowances<\/li>\n
- Repatriation expenses in the event that the domestic helper suffers from serious sickness or injury that results in she or he being medically unfit to work or in their death<\/li>\n
- Replacement helper expenses in case the domestic helper is repatriated due to serious sickness, injury or death<\/li>\n
- Fidelity guarantee to compensate the financial loss arising from the dishonest act of the domestic helper<\/li>\n
- Domestic helper\u2019s liability to third party bodily injury or property damage<\/li>\n
- Optional cover on cancer and heart disease extension to cover surgical and hospitalisation expenses as well as a loss of service allowance<\/li>\n
- New and old domestic helper handover period: During the one-month handover period, the employer only needs to pay an additional premium of $100, and the old and new domestic helpers can be guaranteed at the same time. The client must notify us by email or Whatsapp and contact us to confirm it.<\/li>\n
- Extended Warranty Period: – The monthly premium is 10% of the annual premium (original premium), the two-month premium is 20% of the annual premium (original premium), and so on. The minimum charge is HK$100. The client must notify us company by email or Whatsapp and call us to confirm it.<\/li>\n
- Waiting Period – Labor and personal accidents are effective immediately at the beginning of the policy; only items 2, 3, 4 and 5 and optional protection are subject to a 10-day waiting period before they are guaranteed.<\/li>\n<\/ul>\n
<<Details>><\/strong><\/span><\/a><\/p>\n[\/et_pb_text][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Premium<\/strong><\/h2>\n\n\n\nBenefit Items<\/th>\n Online Offer 2 Years Premium<\/th>\n Online Offer 1 Year Premium<\/th>\n<\/tr>\n<\/thead>\n \n\nA. Labor, medical and personal accidents<\/strong>
\n(All risks) Include the following items 1 to 10<\/td>\nHK$1.080#<\/sup>
\n(Original Premium: HK$1,350)<\/td>\nHK$650#<\/sup>
\n(Original Premium HK$750)<\/td>\n<\/tr>\n\n\u3010Optional Items\u3011\uff1a Cancer and Heart Disease**<\/sup><\/td>\nHK$450 (Additional Premium)<\/td>\n HK$250 (Additional Premium)<\/td>\n<\/tr>\n \nB Labor, medical and personal accidents<\/strong>
\n(Labour Accident) Include the following 1st and 6th protection items<\/td>\nHK$810<\/td>\n HK$450<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n**<\/td>\n It is only suitable for domestic workers who are in good physical condition and have never been diagnosed or treated for “cancer or heart disease” when they are insured.<\/td>\n<\/tr>\n \n#<\/td>\n Cancellation of the policy: If the client had the claims, we will first deduct the premium discount given to the client and the premium collected by the insurance company, and the balance will be returned to the customer.<\/td>\n<\/tr>\n \nRemarks:<\/td>\n The above is for reference only and all terms and conditions are subject to the policy.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
How to apply<\/strong><\/h2>\nRead Proposal Form<\/a> and pay it with our company bank account information, and fill in the form and submit it with the payment slip, email or whatsapp it to us.<\/p>\nTwo-year GoodLink Discount Premium HK$1,080\u00a0(Original Premium$1,350<\/s>)<\/p>\n
Two-year GoodLink Discount Premium (with Optional Benefits)\u00a0HK$1,530\u00a0(Original Premium\u00a0HK$1,800<\/s>)<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Domestic Helper Protector Plan<\/strong><\/h2>\n\n- Employer\u2019s liability<\/li>\n
- Clinical expenses for treatment by a registered medical practitioner resulting from sickness or injury sustained by your domestic helper<\/li>\n
- Surgical and hospitalisation expenses if your domestic helper is hospitalised for surgery or treatment of sickness or injury<\/li>\n
- Dental expenses<\/li>\n
- Personal accident benefits if your domestic helper suffers from an accident during her rest days<\/li>\n
- Loss of services cash allowances<\/li>\n
- Repatriation expenses in the event that the domestic helper suffers from serious sickness or injury that results in she or he being medically unfit to work or in their death<\/li>\n
- Replacement helper expenses in case the domestic helper is repatriated due to serious sickness, injury or death<\/li>\n
- Fidelity guarantee to compensate the financial loss arising from the dishonest act of the domestic helper<\/li>\n
- Domestic helper\u2019s liability to third party bodily injury or property damage<\/li>\n
- Optional cover on cancer and heart disease extension to cover surgical and hospitalisation expenses as well as a loss of service allowance<\/li>\n
- New and old domestic helper handover period: During the one-month handover period, the employer only needs to pay an additional premium of $100, and the old and new domestic helpers can be guaranteed at the same time. The client must notify us by email or Whatsapp and contact us to confirm it.<\/li>\n
- Extended Warranty Period: – The monthly premium is 10% of the annual premium (original premium), the two-month premium is 20% of the annual premium (original premium), and so on. The minimum charge is HK$100. The client must notify us company by email or Whatsapp and call us to confirm it.<\/li>\n
- Waiting Period – Labor and personal accidents are effective immediately at the beginning of the policy; only items 2, 3, 4 and 5 and optional protection are subject to a 10-day waiting period before they are guaranteed.<\/li>\n<\/ul>\n
<<Details>><\/strong><\/span><\/a><\/p>\n[\/et_pb_text][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
Premium<\/strong><\/h2>\n\n\n\nBenefit Items<\/th>\n Online Offer 2 Years Premium<\/th>\n Online Offer 1 Year Premium<\/th>\n<\/tr>\n<\/thead>\n \n\nA. Labor, medical and personal accidents<\/strong>
\n(All risks) Include the following items 1 to 10<\/td>\nHK$1.080#<\/sup>
\n(Original Premium: HK$1,350)<\/td>\nHK$650#<\/sup>
\n(Original Premium HK$750)<\/td>\n<\/tr>\n\n\u3010Optional Items\u3011\uff1a Cancer and Heart Disease**<\/sup><\/td>\nHK$450 (Additional Premium)<\/td>\n HK$250 (Additional Premium)<\/td>\n<\/tr>\n \nB Labor, medical and personal accidents<\/strong>
\n(Labour Accident) Include the following 1st and 6th protection items<\/td>\nHK$810<\/td>\n HK$450<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n**<\/td>\n It is only suitable for domestic workers who are in good physical condition and have never been diagnosed or treated for “cancer or heart disease” when they are insured.<\/td>\n<\/tr>\n \n#<\/td>\n Cancellation of the policy: If the client had the claims, we will first deduct the premium discount given to the client and the premium collected by the insurance company, and the balance will be returned to the customer.<\/td>\n<\/tr>\n \nRemarks:<\/td>\n The above is for reference only and all terms and conditions are subject to the policy.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n
How to apply<\/strong><\/h2>\nRead Proposal Form<\/a> and pay it with our company bank account information, and fill in the form and submit it with the payment slip, email or whatsapp it to us.<\/p>\nTwo-year GoodLink Discount Premium HK$1,080\u00a0(Original Premium$1,350<\/s>)<\/p>\n
Two-year GoodLink Discount Premium (with Optional Benefits)\u00a0HK$1,530\u00a0(Original Premium\u00a0HK$1,800<\/s>)<\/p>\n
<<Details>><\/strong><\/span><\/a><\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”3px” border_color_all=”#0C71C3″ box_shadow_style=”preset1″ box_shadow_horizontal=”3px” box_shadow_color=”#0C71C3″ global_colors_info=”{}”]<\/p>\n Read Proposal Form<\/a> and pay it with our company bank account information, and fill in the form and submit it with the payment slip, email or whatsapp it to us.<\/p>\n Two-year GoodLink Discount Premium HK$1,080\u00a0(Original Premium Two-year GoodLink Discount Premium (with Optional Benefits)\u00a0HK$1,530\u00a0(Original Premium\u00a0Premium<\/strong><\/h2>\n
\n\n
\n \nBenefit Items<\/th>\n Online Offer 2 Years Premium<\/th>\n Online Offer 1 Year Premium<\/th>\n<\/tr>\n<\/thead>\n \n A. Labor, medical and personal accidents<\/strong>
\n(All risks) Include the following items 1 to 10<\/td>\nHK$1.080#<\/sup>
\n(Original Premium: HK$1,350)<\/td>\nHK$650#<\/sup>
\n(Original Premium HK$750)<\/td>\n<\/tr>\n\n \u3010Optional Items\u3011\uff1a Cancer and Heart Disease**<\/sup><\/td>\n HK$450 (Additional Premium)<\/td>\n HK$250 (Additional Premium)<\/td>\n<\/tr>\n \n B Labor, medical and personal accidents<\/strong>
\n(Labour Accident) Include the following 1st and 6th protection items<\/td>\nHK$810<\/td>\n HK$450<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n \n\n
\n **<\/td>\n It is only suitable for domestic workers who are in good physical condition and have never been diagnosed or treated for “cancer or heart disease” when they are insured.<\/td>\n<\/tr>\n \n #<\/td>\n Cancellation of the policy: If the client had the claims, we will first deduct the premium discount given to the client and the premium collected by the insurance company, and the balance will be returned to the customer.<\/td>\n<\/tr>\n \n Remarks:<\/td>\n The above is for reference only and all terms and conditions are subject to the policy.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n How to apply<\/strong><\/h2>\n
$1,350<\/s>)<\/p>\nHK$1,800<\/s>)<\/p>\n
![\"\"](\"\/wp-content\/uploads\/2020\/04\/qbe-dh-ins.jpg\")
Could you provide a sample of the policy for reference?<\/em><\/p>\n